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        a home based business onlinehome business ideas

        Free Home Business Tips!
        Home Based Business Newsletter
        Join 15,000 subscribers!


           A Home-Based Business Online
          September 25

             Editor: Elena Fawkner
           Publisher: AHBBO Publishing
            Contact By Email



          This Ezine Is Listed At FreeZinesOnline.

            IN THIS ISSUE

          1.   Welcome and Update from the Editor
          2.   Home Business Idea of the Week - Pet Sitting/
           Homecare Service
          3.   Online Business Idea of the Week - Roommate
           Finding Service
          4.   Article - Target Your Market
          5.   Continuing Tutorial Series - How to Become an
           Information Broker - Part 6 - Emailing Your Sales
           Message and Filling Orders
          6.   Guest Article - Untax Yourself by Esther Hinchliff
          7.   Telecommuting Openings
          8.   Book Review - The Business of Gift Baskets: A
           Guide For Survival
          9.   Freebies
          10.  The News Digest
          11.  This Week's Web Site Pick
          12.  Subscription Management
          13.  Contact Information


        1.  Welcome and Update from the Editor
        Hello again and a warm welcome to all new subscribers!

        There has been a slight delay with the launch of The
        Franchise Connection that I
        announced last week would be up and running by the middle of
        this week.  At this stage, it should be up and running early
        next week so be sure to visit.

        I'm delighted to report that A Home-Based Business Online
        was featured as List-A-Day's business newsletter of the day
        on September 22.  As a result of this exposure, many new
        subscribers and advertisers joined our ranks. A copy of the
        review can be found at .  If you're a
        newsletter publisher, be sure to list your publication with
        List-A-Day at http://List-A-Day.com .  It's obviously a
        popular site for those looking for newsletters to subscribe

        Writers, as always I am happy to showcase your work both
        here and in the Reference Library so submit your articles
        (including resource box)to Contact By Email -- this
        is a great way to get free publicity but please make sure
        your work relates to ideas or resources for home-based or
        online businesses.

        Finally, this newsletter is for YOU!  If you have comments
        or suggestions for topics you would like to see addressed,
        or would just like to share your experiences with other
        subscribers, I want to hear from you!  Please send comments,
        questions and stories to: Contact By Email

        See you all again next week.

        2. Home Business Idea of the Week - Pet Sitting/Homecare
        Got pets?  Got houseplants?  Ever worried what on earth to
        do with them while you're on vacation or away on business?
        Well, so does everyone else!  This is a business that is
        low, low cost to start up.  Your only expenses will be
        the cost of promoting your new business and running costs
        for your car (which are, of course, tax deductible - see
        this week's guest article below).

        Essentially, all that is involved is to go to people's
        houses once or twice a day while they're on vacation or
        a business trip, collect the mail, feed and play with their
        pets (oh, go on, throw the tennis ball to the dog just
        one more time), refill the water bowls, maybe walk the dog,
        clean out the cats' litter tray, turn lights on and off,
        feed the fish and water the plants.  What could be easier?

        Of course, it's not quite THAT easy.  This is a business
        that carries with it a great deal of responsibility and
        trust on the part of your clients.  They rely on you to
        care for their home and their pets during their absence.
        If you're looking after pets, there's no missing an

        Full report: http://www.shelteredturtle.com/petsitting.html

        There are many more home-based business ideas like this at
        with more being added
        all the time.

        3. Online Business Idea of the Week - Roommate Finding
        Here's a business that you can start with an absolute
        minimum investment.  Practically anyone who lives in a city
        of any size anywhere in the country can expect to do well
        with this business.

        The income and market potential for this service is virtually
        unlimited.  Rent increases that have far outpaced wage
        increases have brought about a tremendous need for a method
        to alleviate the cost of housing.  Also, many apartment
        complexes are being converted into expensive condominiums.
        These two factors have created a problem of gigantic
        proportions for millions of people who are concerned about
        keeping a roof over their heads.  You can make big money
        solving the problem with your own roommate finding service.

        This is an ideal online business.  All you need do is build
        up a database of people seeking roommates and then charge a
        membership fee (say $40 per year) for access to that database
        information.   Give members the facility to import a
        scanned snapshot of themselves and have them fill out an
        online form with all relevant information.  This online form
        then gets imported into your searchable database and members
        can make contact with each other if they like what they see.
        Be sure to include a responsibility disclaimer in your
        membership sign up application.

        Full report:


        There are many more online business ideas like this at
        with more being added
        all the time.

        4. Article - Target Your Market!
        By Elena Fawkner
        Copyright © 2017 All Rights Reserved

        The inspiration for this week's article was a
        submission I received from Esther Hinchliff (see her guest
        article "Untax Yourself" below).  In email discussion with
        Esther about her article, I mentioned to her how refreshing
        it was to receive an article submission that actually had
        some real relevance to the subject matter of my newsletter!

        That got me thinking.  How do you all decide where to target
        your marketing efforts for your businesses?

        I'm sure you've all heard, ad nauseam, how writing articles
        and having them published in newsletters together with your
        byline and resource box is an effective way to generate
        publicity for your business.  It's excellent advice so long
        as your article gets read by a targeted audience that has
        an interest in the subject matter of your article.

        It seems every day I receive at least one article
        submission request.  I'm glad because I welcome article
        submissions from writers.  I publish a guest article every
        week so I'm constantly on the lookout for fresh, relevant
        material that I think you will find useful.

        So why is it that some people insist on sending me articles
        about things like nutritional supplements (a case in point)?
        I have nothing against nutritional supplements (I take them
        myself!) but this newsletter is about how to start and
        successfully operate your own home business.

        And these articles aren't about starting up a home business
        as a distributor of nutritional supplements (THAT would
        actually be useful), but, rather, about the health benefits
        of the particular nutritional supplement being promoted.

        WHY would I put something so irrelevant to the raison
        d'etre of this newsletter in front of you?  Sure, a few of
        you might, coincidentally, be interested in nutritional
        supplements but that is not why you subscribe to this
        newsletter.  And if you're not interested in nutritional
        supplements then all I would achieve by publishing an
        article on the topic is a whole heap of unsubscribe requests,
        and rightly so.  So I'm not going to waste your time with
        it, no matter how well written and engrossing the article
        may otherwise be.

        In order to be effective in promoting your particular
        business, whatever it is, you have to seek out your target
        market.  This is as true online as it is offline.  Just
        because you CAN reach massive numbers of people with your
        message on the internet far more cheaply (read "free") and
        quickly (read "instantly") than you can offline, does
        this mean you SHOULD?

        What's the point of devoting your time and energies to
        marketing to a massive group of people without first
        knowing whether they, as a group, have a general interest
        in your subject matter?

        It's MUCH more efficient and effective, not to mention
        smarter, to first find out where your prospective customers
        congregate and then target that congregation than it is to
        use a scattergun approach and hope that one of your bullets
        will find its target.  You will find that by selectively
        targeting your prospects before marketing to them, your
        conversion ratio (the proportion of your target market
        that actually purchases your product) will be much higher
        than the results you will achieve taking potshots in the

        After all, what would you rather have, a conversion ratio
        of 2% out of a target market of 100 or a conversion ratio
        of .00002% out of a target market of 10,000?

        If your business is nutritional supplements, find
        newsletters that deal with health-related issues and submit
        articles (and classified ads) to the publishers of those
        newsletters.  If your business relates to promoting knowledge
        of the tax-breaks available to home business owners, target
        newsletters related to home businesses.

        This is how Esther found us.  She researched the home
        business category in Ruth Townsend's Directory of Ezines,
        and targeted publishers of related newsletters.  Lo and
        behold, she found a publisher who was looking for useful
        and informative content for this week's newsletter!


        5. Continuing Tutorial Series - How to Become an Information
           Broker - Part 6 - E-Mailing Your Sales Message and
           Filling Sales Orders

        Once you have some e-mail addresses to send your sales
        letter to, you need to be able to do it quickly and
        efficiently. This may take a little practice at first.

        If you've gotten this far along in this venture, you
        obviously know how to use e-mail. I also realize that all
        e-mail packages operate differently. However, whether you
        use AOL, Genie, Netcom or any other internet service
        provider, if you run Windows you can utilize the basic "cut
        and paste" feature to simplify your e-mailing.

        First of all, it's a good idea to write your sales letter
        in the Notepad application of Windows. I won't go into the
        details of how to do this since most Windows users will have
        no problem with it. (If you aren't sure how, look in your
        Windows book.) Once you complete your letter you simply
        highlight all text and hold down "CTRL" and press "C". This
        stores the text in memory until you are ready to paste it.

        Now you can go into your e-mail feature and click your
        cursor into the box where you would start typing your e-mail
        message. Instead of typing your message, you simply hold
        down "CTRL" and press "V". This will paste the entire letter
        exactly where you want it. You can do this "CTRL" "V" over
        and over until you replace what is in memory with something
        new by highlighting new text and pressing "CTRL" "C" again.

        Keep in mind, if you have an e-mail list to mail to, you
        can also use this "cut and paste" method to paste multiple
        addresses and send to them all at once.


        The last step in completing a sale is the actual fulfillment
        of the order. As with every other aspect of your business,
        there are many options to consider when filling orders. The
        best advice I can give is to ship the product within a week
        of receiving an order. (Don't forget the 30 Day Rule.)

        As far as the order filling itself goes, there will be
        basically two methods. The first is (a) via regular mail and
        the second is (b) via E-mail. It's up to you to decide which
        method you will use. I prefer to offer both since they are
        both so simple to do.

        If you plan to offer the manual via regular mail, you'll
        need to get some copies printed. The best thing to do is to
        print it as a manual and bring it to one of the many quick
        print and copy centers that are cropping up all over. If
        they don't do it themselves they should be able to recommend
        a place that will. You should be able to get good copies
        printed up for less than two bucks per copy, including a
        basic cover. There are a variety of methods, so shop around
        and get the best price.

        (a)  When mailing your product, the most important topic to
        cover is the addressing of your packages. I highly recommend
        a label program if you have a printer. Not only does this
        allow you to keep your customer list on computer, it also
        makes for much easier addressing of envelopes. If you don't
        have the software yet, just be sure that all packages are
        addressed clearly and legibly. Also make an effort to
        include all key components of the mailing address including
        apartment number (if applicable) and zip code. Be sure to
        include a return address on every outgoing package in case
        it can't be delivered.

        Postage is the next thing to consider. If you are charging
        your customer for shipping and handling, don't gouge your
        customers. There are many mail-order companies "squeezing" a
        few extra dollars out of their customers by charging
        inflated shipping and handling charges. This unethical
        behavior is exactly the type of conduct that gives
        mail-order a bad name.

        (b)  The second method of filling orders is by using E-mail.
        E-mailing your product is even easier than using regular
        mail. (Not to mention the zero cost factor.) Be sure your
        e-mail program let's you attach files before you offer this
        method of delivery. (Almost all do by now.) You simply
        compose an e-mail in the regular fashion and then choose
        "attach file" before sending. Once you choose "attach file"
        you will be prompted to choose a file for your computer. All
        you do next is select the text file (.txt) you want to send
        and then send it. If you can't find the file on your
        computer, look in the "download" area of your online
        software directory. This is usually where all files you
        receive via your modem are stored.

        One very important issue to consider, when filling orders
        via E-mail is that there are many different E-mail programs
        in use. Some will only accept files up to a certain size. If
        the file is too large (as FREEWAY!.txt is in some instances)
        the file will automatically be encoded to ease transmission.
        The process of converting the file back to a readable format
        may be a little beyond the realm of knowledge for many computer
        users. Additionally, some E-mail programs require separate
        programs to achieve this conversion. For this reason, it is
        a good idea to offer the .txt version on a floppy disk via
        regular mail. This actually serves a few purposes. In a
        addition to saving the headache of receiving the attachment
        properly, it provides them with a backup copy, and also
        simplifies things when they are ready to send the manual as
        an attachment.


        Next Week - Part 7 - Final Instalment - "Reinvest In Yourself"

        Missed previous instalments of this tutorial series?  Pick
        them  up from the newsletter archives at


        6. Guest Article - Untax Yourself
        By Esther B. Hinchliff
        Copyright © 2017 All Rights Reserved

        If you are currently running a home business or plan to
        start one with the intent of making a profit, there are
        numerous tax deductions you are legally entitled to.  If you
        are not taking advantage of them, you are making Uncle Sam
        your #1 charity!

        If you operate a home business, your home is your primary
        business location.  The "business use" proportion of your
        home, garage, or even your barn may qualify for beneficial
        tax deductions.

        Taxes alone cost the typical family more than their home,
        food, and clothes combined and are, in fact, almost double
        the cost of any of the other typical family expenses.
        Cutting those taxes is the single most important money saving
        strategy you can employ - ever!!

        If you operate a home business, many formerly "personal"
        expenses are now legally tax-deductible (on a proportionate
        basis), including mortgage (and other) interest, rent,
        insurance, utilities, telephone, computer, fax, and most
        importantly...your car!

        No different from many people, I thought logging my trip
        mileage was a nuisance at best, until I was given this small
        test.  On your next trip to Office Depot, or to your Shell
        Station for gas, oil change, battery, or to the Post Office
        for stamps, xerox copies, or mail pick-up...do this:

        l) set your odometer back to zero;
        2) reach in your wallet and take out $1;
        3) when you have driven three miles, throw it out the window;
        4) repeat steps 3 and 4 until you get back home.

        Your automobile, one of the most costly monthly expenses of
        the typical American family, can instead become one of your
        largest tax deductions because you can use it daily in your
        business.  Plan ways to promote your business from the moment
        you leave your place of business (your home) in the morning
        to the moment you return, and you will find that by properly
        documenting your use, up to 100% of your vehicle use can be
        deductible.  For a 20,000 mile per year vehicle this amounts
        to over $6,500 in vehicle tax deductions for your business.

        For example, shopping trips become opportunities to compare
        prices and prospect other customers at the grocery store,
        the mall, virtually anywhere!  Church and school visits
        become opportunities to promote your business while
        converting formerly personal expenses into substantial tax

        Another tax advantage of a home business is that you can hire
        your children (under the age of 18) to work in your business,
        and convert the former expense of allowances to tax
        deductible wages without paying ANY payroll taxes.  Now you
        may pay each of them up to $4,250 per year TAX FREE, and
        deductible to you, as wages for helping you in your
        business.  For a family with 2-3 children, this deduction
        alone can be worth $8,500 to $12,750 in tax deductions,
        all because you are now in business for yourself!

        Naturally, you must document their employment by way of time
        cards and actual checks written and deposited to their bank
        accounts.  But wouldn't you rather give it to your children
        than the government?  And...things like school clothes can
        be paid for from this account, as well as class trips, lunch
        money, hair cuts, and any other 'personal' expense.  The
        residue certainly would build up for college tuitions.

        Other tax advantages of a home business include the
        (proportionate) costs of purchasing, renting or leasing a
        security system and the depreciation of your home and
        equipment such as computers and printers.  With a little
        creativity, "hobbies" such as golf, hunting, fishing and
        even vacations with your family can become opportunities for
        you to actively promote your business and therefore realize
        more tax deductions.

        Without question, if you are going to use the tax laws to
        your best advantage, you will need ongoing accounting and
        tax saving strategies and advice, just like the Vanderbilts,
        the Mellons, the Kennedys, and Bill Gates.  Wealthy people
        spend thousands to save millions and, in proportion, you must
        be prepared to spend hundreds to save thousands in order to
        keep more of what you earn.

        LAWFUL tax minimization (note we are NOT talking here about
        AVOIDING one's tax obligations, rather MINIMIZING, using
        lawful means, the tax we are obliged to pay) is one of the
        most important elements of acquiring and retaining wealth.

        A new home business is born every 11 seconds, but in order
        to qualify for business-related tax deductions, you must be
        able to prove that you are in business, actively
        participating, and working towards making a profit.  Even if
        you do not make a profit from your business right away, so
        long as you have a genuine profit motive you are lawfully
        entitled to potentially thousands in tax deductions, provided
        you can document active business participation.

        Just like all those companies you have ever worked for, as
        owner of your own business, you are entitled to the same tax
        deductions they have enjoyed for years.  And, like them...
        YOU can get to keep more of the profits.  But if you don't
        ask, no one will offer!
        Esther B Hinchliff, AIM Associate
        We are..."masters of the game".


        7. Telecommuting Openings
        -> Arts/Crafts
        Our company sells patterns and plans for fabric,
        craft, and woodworking projects. This is done through
        newspaper syndication which gives us overwhelming exposure
        to the masses.  Submissions are welcome. Projects must be
        new, original, and unpublished designs.  Send for submission
        Syndication Associates, Inc.
        P O Box 1000
        Bixby, OKLAHOMA 74008 USA

        -> Bookkeeping
        Follow-up on accounts. Send reply letters and E-Mails when
        needed. Supply information needed to various agencies. No
        collection calls.  Minimum phone work.  Computer needed with
        Windows 95/98. Knowledge of Quick-Books and/or ACT program
        would be suitable. Submit your qualifications by E-Mail:

        -> Child Care
        Enjoy Children? Private referral service seeking childcare
        providers to work at home or in the home of working parents.
        Flexible hours and pay.  For more information call: The
        Child Care Resource Center (678)584-5072 or email

        -> Product Assembly
        Work from home assembling products for legitimate companies.
        There is a wide variety of products you can assemble: wooden
        toys, picture frames, potpourri sachets, stuffed animals, sew
        duffle bags, make beaded jewelery, make dollhouse miniatures,
        paint novelties. This type of assembly work is for serious
        and dedicated home workers. You will not get rich overnight
        with this work, but you will be able to make a decent income.
        No experience is necessary, as you will be provided with full
        instructions.  Please, for more details, visit our web site.
        Assemblers 2017
        9720, 37th Place No. #106
        Plymouth, MINNESOTA 55441 US
        Phone: 612 545 6552

        8. Book Review
        The Business of Gift Baskets: A Guide For Survival
        By Cynthia McKay
        (1601 South Holdings, Inc. 1998, $19.95)


        The title may say gift baskets, but the information is so much
        more.  Cynthia McKay is about more than gift baskets.  She's
        focused on superior customer service, super product
        presentation, and excellent marketing of her business.

        Some of you sell a product; others provide a service.  Either
        way, you can take the ideas presented here and extrapolate it
        for your own situation.

        I wish I were articulate enough to tell you how excited I was
        reading this book.  It was so interesting that I was seriously
        considering starting a gift basket business myself.  Add the
        fact that it's a fast read and you have a winner.

        Don't think it was an easy read because it's simple
        information-wise; it isn't. Mostly it's McKay's writing style.
        To the point and full of examples.

        McKay stresses three practices in her business:
        Customer Service

        Every business owner pays lip service to these ideals.  But,
        it's not common practice.  Think about the businesses you deal
        with on a daily basis. How many have good customer service?  How
        many even attempt service that's outstanding?

        McKay's goal is to 'wow' her customers.  She strives to not
        only live up to their expectations, but to surpass them.

        She consistently looks for ways to give them more than they
        expect.  It might be free shipping one time or adding an extra
        product or two to the basket another time.

        Customer complaints, few though they be, are also handled with
        pizazz.  McKay might rebate the cost of the original basket AND
        send another basket, free of charge, to both the customer & the

        McKay constantly strives to find products for her baskets that
        are not run-of-the-mill.  She says "gourmet gift baskets" and
        she means it.

        Her goal is not only to have the fullest baskets in the
        industry, but to have them full of products not found in other
        baskets.  This is what sets her business apart from her

        Think how you could put this into practice in your business.
        You've worked hard to get your customer.  Now what can you do
        to make sure they'll come back?  What is the quality of what you
        offer?  What is your "wow factor"?

        Follow-up comes into play when McKay calls both the giver and
        the recipient to check how every thing went from the actual
        product selection to the packaging to the delivery.

        She also constantly keeps in touch with past customers and
        gives them reasons to buy from her again & again.

        One way this is done, in her business, is by providing gift
        ideas for all occasions.  Even when you know someone well, there
        are times when you're stumped for a gift.  It happens all the

        One idea McKay uses is promotional flyers. These flyers may have
        perhaps three gift basket suggestions on them.  It's something
        that not only jogs a customer's mind, but makes it easy for them
        to make a buy decision right on the spot.

        I don't want to give away too many of her ideas for marketing
        her business.  You'll just have to buy & read the book.

        Another thing I admired in this book was the fact that McKay
        admits to mistakes.  She gives examples of what she did wrong
        when choosing her business name, where she's made mistakes in
        her advertising, and what problems have surfaced with employees
        and suppliers.

        She doesn't set herself up as the "great I am."  Many books
        written by people with successful businesses are mostly just
        publicity.  This book doesn't follow in that mold.

        There is an effort to provide useful overall management
        information as well as ideas specific to a gift basket business.

        She's also set up what I call a mini-franchise of her business.
        She calls it a distributorship.  That might scare off people
        who've had bad experiences with MLM companies.

        In this case 'distributorship' is a way for McKay to pass along
        her philosophy, marketing ideas, &, most importantly, her
        supplier list.  There is no recruiting of others or any kind of
        pay plan.  This is really more like a franchise, but without all
        the fees.

        If you're curious about the look & quality of McKay's baskets,
        just visit her web site.  I think you'll be pleasantly


        Now about the teleconference.  This happened because I was so
        impressed with this book and with McKay's web site I wanted to
        talk to her.  I thought, jeez, maybe others would be interested,
        too.  So here we are.

        I'm proud to announce that a FREE teleconference with Cynthia
        McKay owner of Le Gourmet Gift Baskets in Denver will be offered
        on Tuesday, October 5th, at 9 PM EST (6 PM PST).  The only cost
        to you is the long distance call.

        A little background information for you.  Cynthia started her
        business from her home in 1992 and has built it into a worldwide
        enterprise with distributors all across the US.  At last count
        she had about 220 distributors.


            *  you're thinking about starting a business;
            *  are already in one and need some new ideas;
            *  are an author & could use the teleconference
            *  as the basis for an article;
            *  want to get a perspective on superior marketing;
            *  or if you make & sell an item that might be
           included in a gift basket.

        Cynthia will take about 1/2 hour giving a presentation then will
        answer questions that you've pre-submitted.  We'll also open the
        call for a live discussion.

        The lines are limited to the first 30 people who sign up.  If we
        have more interest, we will try to set up another date to repeat
        the call, but that's NOT guaranteed because Cynthia's schedule
        is quite full. So register NOW, but only if you're absolutely
        sure you can make it.

        Here's what you need to do if you're interested.

        1) send an email to pre-register


        2) enclose any questions you'd like passed on to Cynthia.

        I'll get back to you with confirmation, the number to call, and

        Tell your friends, tell your customers, tell your subscribers!
        The more people we have the better the discussion.

        If you'd like to publicize this event, email me and I'll send
        you text for the ad.
        Copyright 2017 Amy Shellhase
        By Amy Shellhase -- Publisher
        ReviewZ -- What Savvy Small Biz Owners Read

        9. Freebies
        -> E-book - Free Tips for Starting a Home-Based SecretComic Sans MS
           Service by Judy Vorfeld(429k)
           Judy Vorfeld of Peoria, Arizona, an internet old-timer,
           started a secretComic Sans MS services business in 1992 and
           created her first web site in 1996.
           (You will need Internet Explorer 4.0 or above to view
           this book.  It need not be your main browser but you
           will need it to be resident on your hard drive.)

        -> E-book - Home Business (316k)
           Step by step tips on how to get started in a home business
           of your own.

        -> E-Book - Important Business Ideas (329k)
           A collection of articles relating to home business.

        If you're new to A Home-Based Business Online, be sure to
        visit and
        for many other free
        e-books and reports (with complete reprint and resell rights)
        that have been made available to subscribers over the past
        few weeks.


        Gotta JOB (Just Over Broke)? Trade it in for a YOB (Your
        Own Business)!! You'll love the money...and the boss is
        pretty nice, too!

        10. News Digest
        -> Astronaut Sally Ride To Pilot Space.com
        Space.com has named space shuttle veteran Sally Ride, the
        first American woman in space, as president of the company.
        Founded by former CNN financial newsman Lou Dobbs, Space.com
        is a website dedicated to news about the space industry.

        -> Microsoft, Ford To Drive Online Car Buying
        Microsoft and Ford are realigning car-buying online.

        -> Taiwan Quake May Disrupt Electronics Industry
        Suppliers and OEMs are scrambling to unearth the full
        effects of the massive earthquake that struck Taiwan
        Tuesday, as the electronics industry looks warily toward its
        lean inventories and begins to wonder how it will satisfy

        -> DSL High-Speed Rollout To Snowball In 2017
        Technology used by major telephone carriers for high-speed
        Internet is about to take off as the software that enables
        it will become available at year-end, a telecom analyst said

        -> Microsoft Turns Tables, Blasts DOJ Case
        A Microsoft attorney Tuesday afternoon blasted the U.S.
        Department of Justice's case against the software giant,
        calling it little more than "red herrings, misstatements,
        and omissions."

        -> Bank Regulators Spend Easy On Y2K
        NEW YORK -- William McDonough, the president of the Federal
        Reserve Bank of New York, said he expects the cash reserves
        he and his wife had on hand for the Labor Day holiday will
        be enough to get them through the New Year's weekend.

        -> Net PhoneRings At NetWorld
        The communications industry heard the call of the Internet
        telephone at NetWorld+Interop, in Atlanta, as Cisco Systems
        set the tone by rolling out a converged systems architecture
        powering 35 new product lines that support voice-over-IP

        -> Greenspan Says No Bark In Y2K
        The anticipated millennium date change computer problem is
        unlikely to disrupt the U.S. economy, said Federal Reserve
        chairman Alan Greenspan, Friday.  He told a meeting of the
        President's Council on Year 2017 that the U.S. economy was
        well prepared.


        11. This Week's Web Site Pick
        Promote Free.Com - The Totally Free Promotion Site

        One of my personal favorites.  This site has everything
        you need to promote your online business without spending
        one red cent!  Here's just a short sample of the free
        resources available:

        -> a comprehensive directory of announcement resources for
           your website, newsletter etc.,
        -> search engine resources,
        -> traffic building resources,
        -> links for mass submission to classified ad and FFA sites,
        -> content for ezine publishers,
        -> affiliate program,
        -> website design,
        -> Cybergnome newsletter,
        -> search engine submission tools,
        -> ezine directories,
        -> discussion forums,
        -> free web pages,
        -> free autoresponders,
        -> free forms,
        -> free announcement board,
        -> business opportunities, and
        -> home business resources.

        Warning: there's a lot to do at this site so don't visit
        unless you have a couple of spare hours.  Definitely worth
        bookmarking if you operate an online business.

        12.  Subscription Management

        To SUBSCRIBE to this Newsletter:

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        If you find this newsletter valuable, please forward it
        to your friends, family and associates!

        13.  Contact Information

        Elena Fawkner, Editor
        A Home-Based Business Online
        Contact By Email


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