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          A Home-Based Business Online


           June 11

            Sent to 9,717 Subscribers

          Editor: Elena Fawkner
          Publisher: AHBBO Publishing
           Contact By Email

        1.  Welcome and Update from Elena
        2.  Home-Based Business Idea of the Week - Personal Shopper
        3.  Feature Article - How to Spot a Scam a Mile Off
        4.  Tips for Newbies
        5.  Subscription Management
        7.  Contact Information

        1.  Welcome and Update from Elena

        Hello again and a warm welcome to all the new subscribers who
        have joined us since the last issue!

        This week's article was prompted by an email from a subscriber
        this morning who received the Nigerian Advance Fee Scheme
        letter and thought it sounded suspicious.  Those of us who have
        been online a while develop a finely attuned scam-radar early
        on.  It's easy for us to forget that many of the hundreds of
        thousands of "newbies" don't necessarily recognize online scams
        off the bat.  This week's article is intended as a brief
        introduction to some of the more prolific and common scams
        that will cross the average netizen's computer desktop on any
        given day.  If you're new to the online environment, keep an eye
        out until your own "radar" kicks in.

        As always, thanks for reading and I hope you enjoy this week's

        Remember, this ezine is for YOU!  If you have comments or
        suggestions for topics you would like to see addressed, or would
        just like to share your experiences with other subscribers, I want
        to hear from you!  Please send comments, questions and stories
        to Contact By Email .

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        2.  Home-Based Business Idea of the Week - Personal

        Here's a neat idea for a web-based business that will allow you
        to satisfy your shopping addiction using other people's money
        and get paid for it at the same time!   Believe it or not, there are
        people out there who do not enjoy shopping and/or simply don't
        have the time to do it. Busy executives often fall into this
        category, for example. That's where your personal shopper
        service can come in.

        To start, set up a website that will allow you to take online orders.
        To begin with, your services are going to be necessarily limited
        to your own local geographic area if you can't source what you
        need online. But over time, you can recruit other shoppers into
        your network and eventually offer a nationwide service.

        Your customer selects a pricepoint, fills in an online form that
        specifies what they're looking for (provide for input fields in your
        form that will extract the necessary information) and away you
        go! You shop for the item, have it shipped and also wrapped if
        it's a gift.

        The merchant charges the customer's credit card directly
        inclusive of all shipping costs. Your webpage should include an
        agreement and acknowledgement that you will be making the
        customer's credit card information available to the merchant for
        this purpose.

        In addition, you charge the customer for your time. One way of
        doing this is to charge a percentage of the amount spent by the
        customer with the merchant. A couple of disadvantages with this
        approach are that you may not be adequately compensated for
        your time when the purchase is for a low-cost item. Also, the
        customer may become distrustful of you, thinking that you'll
        deliberately source a more expensive item than necessary. To
        overcome these objections you may instead want to settle on
        a flat rate for different levels of service.


        There are many more ideas like this at the AHBBO Home
        Business Ideas page at free home based business ideas
        with more being added all the time.

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        3.  Feature Article - How to Spot a Scam a Mile Off

        © 2017 Elena Fawkner

        Received the following forwarded email from a subscriber
        this morning:

        "I am an Executive Director with the Nigerian National
        Petroleum Corporation (NNPC) and a member of the
        Contract Advisory Committee (CAC). I am seeking your
        assistance to enable me transfer the sum of
        $26,500,000 (Twenty Six Million, Five hundred Thousand
        United States Dollars) into your private/company

        Carole told me she has received "3 or 4 of these in the last
        week, I think from different  people. I deleted the others. It makes
        me nervous. Sounds like a dangerous scam. "

        That's exactly what it is, of course.  Maybe you're reading this
        thinking "I can't believe people are still falling for the Nigeria
        scam after all this time".  On the other hand, maybe you're
        reading this thinking, "Wow, I might have responded to that.  How
        am I supposed to know what's a scam and what's real?

        The reality is that there are hundreds of thousands of people
        coming online, for the first time, each year.  Many of these
        people have simply not been exposed to scams like the ones
        that are constantly touted on the Internet before.  Many of these
        people come online to try and find a way to make money with their
        computers and/or they're looking for ideas for making money
        from home.

        The fact that they may not recognize scams off the bat doesn't
        mean they're naive or stupid, it just means that they haven't been
        in an environment where this sort of stuff came their way before
        now.  And don't the scammers know it. 

        Like vultures circling overhead, they await their prey.  They know
        they have only a narrow window of opportunity because it doesn't
        take newbies long to catch on so they have to be quick about it.  And
        how do they do that?  They hang out where newbies hang out so
        they can get them while they're still young and fresh and vulnerable. 
        They're nothing but predators looking to pick off the easiest game.
        Wouldn't want to have to engage in any real work, after all.

        In this article we look at several main scams and how to recognize

        => Nigerian Advance Fee Scheme

        The gist of this worldwide scheme is that small to medium-size
        businesses receive a letter from someone who purports to be
        an official of the Nigerian government  or major utility or similar
        who needs to transfer some huge amount of money out of the
        country.  The money typically is an overpayment by the government
        on a procurement contract.  The object of the exercise is to get
        you to provide your bank account details (for the purpose of
        wire transferring the money of course).  Surprise surprise, there's
        a transfer all right but not INTO your account!

        => The FTC "Dirty Dozen"

        These are the top 12 scams that have been identified by the
        (U.S.) Federal Trade Commission as the most likely to arrive
        via email:

        1. Business Opportunities - often pyramid schemes (see below)
        thinly disguised as legitimate opportunities to earn money.
        What to look for: high returns with little or no effort or cash outlay

        2. Bulk Email - offers of lists of thousands of email addresses
        all of whom, of course, are just dying to receive your marketing
        What to look for: "Bulk Email Works! 10,000 addresses for $9.99."

        3. Chain Letters - send $5 to the next name on the list then
        cross the bottom name off the list, replace it with your own, then
        forward the letter to 500 of your nearest and dearest.
        What to look for: A jail cell.  This is a pyramid scheme and is
        illegal.  The letter goes to great pains to say that it is not illegal.

        4.  Envelope Stuffing - think you're going to be paid for stuffing
        envelopes?  Think again.  You get a kit that you can turn around
        to recruit others to an envelope stuffing scam of your very own!
        Watch out for craft assembly work as well.  You'll probably find
        all of your hard work is not up to their exacting "quality standards"
        and therefore you won't get paid for your work.

        5. Health and Diet Scams - magic pills that eradicate the need
        to eat fewer calories than you expend in order to lose weight.
        They don't work.

        6. Effortless Income - no such thing.  As the FTC says, if they
        worked, everyone would be doing it.

        7.  Free Goods - you're told you'll get a free computer.  You have
        to pay a fee to join a club and then told you have to recruit other
        members.  You get paid in computers.  They're nothing but pyramid

        8. Investment Opportunities - look for outrageously high rates
        of return with no risk.

        9. Cable Descrambler Kits - they probably won't work and even
        if they do, you're stealing a service from a cable company and
        committing a crime.

        10. Guaranteed Loans or Credit - pay a fee and you're
        given a list of lenders, all of whom turn you down.  Credit cards
        never arrive.

        11. Credit Repair - no matter how bad your credit, pay these
        people and they'll fix it.  They generally just advise you how to lie
        on future credit applications - how to commit fraud in other words.

        12. Vacation Prize Promotions - your accommodations will be so
        bad you'll want to pay for an upgrade.  You'll probably have to pay
        to schedule a vacation at the time you want as well.

        => Pyramid Schemes

        Make money by recruiting members into the program without giving
        anything of equal value in exchange for membership fees. Contrast
        MLM (multi-level marketing schemes).  These are not pyramid
        schemes because they involve the sale of products and services
        in return for membership.

        => Medical Billing

        Prepackaged businesses requiring an investment of $2,000 to
        $8,000.  Few people who purchase one of these "businesses"
        are able to find clients, start a business and generate revenues.
        Competition in this area is fierce and concentrated around a
        few big, well-entrenched firms.

        => Your In Box

        Finally, go to your in-box now.  You'll find no end of scams sitting
        right there.  Here's one that just arrived in mind ...

        "Subject: How to make $1,000,000 in 20 weeks selling to
        Newcomers on the Net"

        Like all the rest, it gets the one-finger salute - index finger
        to the delete key.  Works beautifully every time.

        Where to go for more information on internet scams:

        FTC Website




          (Articles are no longer being made available
        via autoresponder due to large numbers of bounced mails due
        to full mailboxes.)



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        4.  Tips for Newbies

        The web is a clutter and jumble of sites unless you learn to
        specify exactly what you're looking for. Cut through the
        clutter with these search tips. They'll work in many search
        engines (Yahoo, Google, Altavista, etc.).

        To find words that must be together, put quote marks around
        them. For example, "vegetarian pizza". Otherwise, the engine
        will return all instances of "vegetarian" and "pizza".

        Narrow your search with a plus sign or a minus sign. Use a
        plus (+) sign to indicate you want only Web pages that
        contain a specific word. Use a minus (-) sign to indicate
        you want pages that do not contain a specific word. For
        example, +recipe +"vegetarian pizza". Let's say you wanted
        a recipe for pizza without olives. You could type
        +"vegetarian pizza" +recipe -olives and you'd be returned
        the appropriate pages. Each search engine may have specific
        parameters for searching, so look at the advanced search
        menus for their specifics.


        Tips by Tom Glander and Joe Robson of The Newbie
        Club. The best Newbie Site ever to hit the Web.

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        7. Contact Information

        Elena Fawkner, Editor
        A Home-Based Business Online
        Contact By Email

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